Ethical finance

On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are capitalising on the growing credit card debt, from charities and political organisations to football clubs, the Association of Surgeons and somewhat ironically ActionAid, an international development agency whose aim is to fight poverty worldwide. Financial comparison site moneynet.co.uk provided 226 credit cards in a general credit card search, ...


Fitness Goal Secrets Revealed Here for the First Time

Lets talk a little about achieving your fitness goal. Everybody finds it hard to arrange time to do various day to day chores or tasks, including your muscle and fitness training. Just follow these steps to help you get more out of each day in your workout routine, or any other part of your life for that matter. These steps will help you achieve your muscle and fitness goal. I have found that the more I struggle with my daily life the harder it is to get anything out of what I do. In other ...


Understanding COBRA Health Coverage

As more people face job cuts in this slowing economy, the issue of COBRA medical insurance becomes more important. This is a very brief review of a few of the most important points if you are suddenly faced with the need to pay for your own medical coverage. The acronym •COBRA” was brought about by a tax law change that required employers with more than 25 employees to offer temporary health insurance in the event of lay-offs and other circumstances that interrupt coverage under ...


Muscle and Fitness -- The First Key To Achieving Your Goals

Lets discuss what I term as 'Muscle and Fitness -- The First Key' In a previous article, I went through the 'Three Keys To Success' in any muscle and fitness regime that you use. Remember -- 'BE - DO - HAVE'? If you missed this article, you can get it here... Fitness Goal If you've read it, here's just a very quick overview of what it was about: 1. Decide what you want to HAVE. What are your goals? 2. Decide what the necessary steps are, that you must DO to reach those goals. 3. Choose what ...


Why Children Need to Learn to Cook in School

The steady rise in a number of nations` weight gains amongst their populations has heard the alarm bells ringing at what many describe as an obesity epidemic. It is generally agreed that something must be done to put a halt to the overweight problem, otherwise the cost to health and life itself will be staggering.A public education campaign by New York city's Department of Health and Mental Hygiene - five advertisements, which have been posted in 1,000 subway cars - struck a variety of themes. ...


Get Paid To See The World - Become a Travel Writer

B> How Do You Become a Travel Writer? Millions of dedicated travelers dream about developing a freelance travel writing career that will allow them to escape to far off lands and bask on exotic beaches for unending days of "research" - all at the expense of a travel magazine and supportive editor. Yet most people don't realize that the dream of becoming a freelance travel writer is actually quite attainable. All it takes to become a freelance travel writer is a flexible schedule, crafty pen ...


Using Consumer Reports' Health Plan Ratings

It has always been difficult for consumers who purchase health insurance to find meaningful data on the quality of the available plans. It has been even more difficult, I think, for a health insurance buyer to translate the published data into conclusions relevant to their own purchasing situation since most individual and small business purchasers have different concerns than the majority of employees of larger corporations. Much of the available data just is not relevant to individuals and ...


A SAFE HARBOR FOR MUTUAL FUND PIRATES!

Soft dollars, a form of legal kickback, is a sly way you can get ripped off by mutual fund managers. Full service brokers give these kickbacks to non-indexed mutual funds in the form of a •rebate” to purchase research, software, and even computer equipment. You pay for these soft dollars! In recent years, the SEC estimated that soft-dollar deals exceeded $1 billion. Typically, $1 accrues for every $1.60 of brokerage commissions paid. Congress made these kickbacks legal in 1975 when ...


Family Influence on Dating

Family tradition and religious beliefs are two factors that will always influence a person's decisions in the dating world. There are many pressures in the dating world as is, without the added stress of family influence and family expectations. For many cultures and religious groups, pressure is put on individuals to date someone from their own culture, ethnic background or religion. This really limits the opportunities for a connection with another person. Jewish and Christian ...


Right Kitchenware to Let You Cook in Style and Happiness

Do you want to cook happily and eat with nice mood. Do you want your kitchen life to stay out of mondame and colorless ?Maybe a collection of wonderful kitchenware would give you great surprise, not just they are functional and save you a lot of trouble, but they are nice and beautifully designed to let you love them at first sight and happy to prepare food with them.Cooking needs to be both fun and rewarding, especially if you are doing more of it. Whilst kitchen accessories will never make ...